
A buyer or lender has a closing date and a roof with an unknown condition. The survey has to turn the unknown into a record that can be read in a committee meeting. In Yonkers, NY, that record answers four questions: what is leaking now, what is likely to leak soon, how much service life remains and what should be set aside. It names the evidence for each answer and marks which findings are tested and which are suspected.
The survey is written for the deal. It is short enough to read quickly and detailed enough to back a price adjustment, a seller repair or a reserve.
Due-diligence windows are tight, and the seller controls access. We plan the visit around the roof hatch, the key holder and tenant restrictions. One day is enough for most buildings, with a return trip for moisture testing if the first walk finds a reason.
The walk covers the same ground every time: field, seams, edges, flashings, drains, penetrations, equipment and skylights. We photograph each zone, probe seams, measure ponding and record every repair we can identify. Interior signs of past leaks are checked from below where the seller allows access.
Documents help. Roof plans, warranties, repair invoices and earlier reports let us compare the seller's account with what the roof shows. Gaps in the paper trail are noted. A roof with a warranty, an approved installer and a repair log reads very differently from one with no records.
Prior repairs tell the buyer how the building has been run. Patches of mismatched material, layered sealant at one corner and fresh work near a drain show where the roof has been troubled. We photograph them and ask the seller for invoices. A pattern of repeated patching in one zone is a finding, because the buyer inherits the pattern.
The report sorts findings into immediate repairs, reserve items and replacement exposure. Immediate repairs are defects that should be fixed now: open seams, failed flashing, blocked drains, punctures. Reserve items are conditions that will need money within the hold period: aging sealant, thinning surfacing, hardened boots. Replacement exposure is the roof-wide question of when the sheet or assembly will need replacing.
Each group has a boundary and an evidence tier. Immediate repairs list the location and the fix, so a seller can complete them or a buyer can request a credit. Reserve items list likely timing. Replacement exposure lists a range of remaining life with the observations behind it.
We do not put dollar figures in a survey unless the scope is defined. We state the scope and its cost drivers: area, access, system, insulation, tenant impact and permit path. The buyer's team prices it with its own numbers.
Remaining life depends on the system and the care it has had. For a single-ply roof, the weld and surface record counts most. For rubber sheet, tape and shrinkage count. For bituminous roofs, laps and surfacing count. For metal, fasteners and sealants count, and for a coated roof the base counts. We give a range, not a date, and each range comes with photographs and test results.
Occupied buildings bring tenant questions. We coordinate with the seller or manager so tenants know a visit is coming, and we avoid zones tenants control, such as server rooms, clean areas and kitchen exhaust. If a zone is off limits, the report says so and treats it as an unknown.
Unknowns have value to a buyer. If insulation type, deck type or hidden layers cannot be seen without a core, the report lists the test that would settle it. A buyer can request cores in the contract period or price the uncertainty. Where moisture is suspected, an infrared moisture survey maps wet insulation and cores confirm it, with the seller's approval.
Yonkers adds street and neighbor details. A roof visit on Central Park Avenue or Tuckahoe Road may need a building escort and notice to neighbors, since both sit close to residential blocks. The report lists access constraints for the next owner.
The report outlines what each path would involve over the hold. A short hold might favor targeted repairs and a maintenance program that documents condition at sale. A long hold might justify replacing a failing assembly. A recover may suit a building that must stay occupied, while a full replacement resets the clock.
Code and permit questions are flagged. The State's updated building and energy codes took full effect on December 31, 2025. Because construction questions are local, a buyer pricing a replacement should ask the city which permit path and code edition apply on the application date. The report lists that check as an open item for the buyer.
Seller repairs completed during the window are recorded with their dates. The report keeps the condition on the walk date separate from the condition after repair, so a buyer can see both.
Reserve guidance is qualitative. It names what the reserve must cover, in order of likelihood, so the buyer's underwriters can attach their own numbers. A line such as drain and flashing correction in year one, coating or recover review in the mid-term and replacement exposure at the end of the range gives the model a shape without an invented figure.
Season changes what the survey can see. After a cold winter, freeze-thaw damage shows at seams and terminations, and the regional normals count over 100 freezing days in a year. After a hot stretch, sealants and membranes show shrinkage. After a wet period, ponding shows.
A survey timed after either season shows how the roof handled it. The survey reports what the roof shows on the walk date, and it says when weather limited the walk. Snow, ice or rain can hide defects, and a partial survey is reported as partial, with the missing zones named and a return visit scheduled inside the window.
The survey is delivered with a summary page, zone grades, photographs, an action list and an appendix of supporting data. The summary page is written for the investment committee. The appendix is for the engineers and the roofer who prices the work.
After closing, the survey becomes the baseline for the asset record. The format follows condition reports, so later visits compare cleanly, and owners with several acquisitions can track them in a multi-site roof program. Buildings in White Plains or New Rochelle can be surveyed the same way.
The summary page ends with the decision the buyer or lender faces: proceed as is, request repairs or credits, adjust the reserve or ask for further testing. Each option names its evidence tier, so the committee can see which choices rest on tested findings and which rest on open questions.
Most buildings need one day on the roof and a short write-up. Moisture testing adds a return trip.
Yes. Dated findings with photographs give a buyer evidence for a credit, a seller repair or a reserve.
The report lists the unknown and the test that would resolve it. The buyer prices the risk or negotiates access.
No. We report roof condition. If the structure looks questionable, we recommend an engineer.
Yes. Lenders ask for condition, remaining life and reserves, and the report answers those points.